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Federal Financial Aid

Vocational Nursing

MACC is approved to participate in the Federal Student Financial Aid Programs for students who are financially in need. Financial aid is available to Vocational Nursing students who qualify.

Students seeking financial aid should first complete the Free Application for Federal Student Aid (FAFSA) In completing the FAFSA, you will need to apply for a Personal Identification Number (PIN) at

The Financial Aid Officer uses the financial aid information to determine your eligibility and to help you in deciding what resources are best suited for you. All requirements by the US Department of Education must be met to qualify for Federal Student Aid.

Financial Aid Eligibility Requirements
  • A citizen of the United States or an eligible permanent resident
  • Enrolled in an eligible program
  • A high school graduate or have obtained a GED or the equivalent
  • If male, registered with the U.S. Selective Service
  • Making satisfactory academic progress toward graduation
  • Not in default on a federal student loan nor has overpayment of financial aid grant received in another postsecondary institution

Federal Financial Aid Programs
The following are the federal financial aid programs available at MACC:

Federal PELL Grant

The Federal Pell Grant Program provides need-based grants to low-income students to promote access to postsecondary education. Unlike loans, grants do not have to be paid back. Grant amounts are dependent on: the student's expected family contribution (EFC); the cost of attendance (as determined by the institution); the student's enrollment status (full-time or part-time); and whether the student attends for a full academic year or less.

Eligibility for the Federal PELL Grant Program is determined by a standard formula that is revised and approved every year by the federal government.

Federal Direct Loan Program

The school originates the Direct Loan under the Federal Direct Loan (FDL) program. The loan is sent to the Department’s Common Origination and Disbursement Center (COD) and disbursed to the school electronically through the Grant Administration and Payment System (G5).
  1. Subsidized Direct Loan
    The Federal Subsidized loans are available to students with financial need. Students may borrow up to $3,500 for their first academic year and $4,500 for the second academic year. The interest for these loans is at 6.8% and established annually by the U.S. Department. The interest is paid by the federal government while students are in school and for six (6) months after students cease their enrollment. Regular payments begin six (6) months after students cease their enrollment. After July 1, 2013, there is a limit on the maximum period of time (measure in academic years) that a student can received Direct Subsidized Loans. In general, a student may not receive Direct Subsidized Loans for more than 150% of the published length of his/her program. This means that your maximum eligibility period can change if you change programs. The maximum eligibility period is based on the published length of your current program. Also, if you receive Direct Subsidized Loans for one program and then change to another program, the Direct Subsidized Loans the student receives for the earlier program will generally count against the new maximum eligibility period.

    After a student has received Direct Subsidized Loans for the maximum eligibility period, the student is no longer eligible to receive additional Direct Subsidized Loans however, he/she may continue to receive Direct Unsubsidized Loans. In addition, if a student continue to be enrolled in any undergraduate program after he/she has received Direct Subsidized Loans for the maximum eligibility period, the U.S. Dept of Education will no longer pay the interest that accrues on your Direct Subsidized Loans for periods. If the student becomes responsible for the interest that accrues on his/her Direct Subsidized Loans, any interest that the student did not pay will be capitalized (added to your loan principal balance)at the end of the grace, deferment, or other periods. Capitalized interest increases loan principal, increases monthly payment amount under most Direct Loan repayment plans, and causes the student to pay more interest over the life of the loan.

    To regain eligibility for Direct Subsidized Loans, if student enrolls in a new program that is longer than your previous program.

  2. Unsubsidized Direct Loan
    The Federal Unsubsidized Direct Loans are available for students to borrow for education cost. Independent students can borrow up to $9500 for the first academic year and $10,500 for the second academic year. Before a student can avail the Unsubsidized Direct Loan, the student must meet all eligibility criteria of the Federal Subsidized Direct Loan. Interest payments begin immediately after the loan is fully disbursed or may be added to the principal balance. Regular payments begin six (6) months after students cease enrollment or fail to carry at least one-half the normal full-time school workload.

  3. c. Parent Plus Direct Loan

    The Federal Parent PLUS Loans provide additional funds for credit-worthy parents to help pay for Dependent students’ educational expenses. The interest rate for these loans is 7.9% (established by the U.S. Department of Education) and repayment begins immediately after the loan is fully disbursed.


Other Tuition Assistance through:

  • Dept of Veterans Affairs (VA) approved to train Veterans and dependent under the GI Bill and Dependent Education Assistance Programs (Vocational Nursing Program only)
  • Workforce Investment Board (WIB) approved to provide Classroom Training Individual Referral for the Regional Training Provider Directory (Nursing Assistant Program only)