Vocational Nursing

MACC is approved to participate in the Federal Student Financial Aid Programs for students who are financially in need. Financial aid is available to Vocational Nursing students who qualify. 

Students seeking financial aid should first complete the Free Application for Federal Student Aid (FAFSA) www.fafsa.ed.gov. In completing the FAFSA, you will need to apply for a Personal Identification Number (PIN) at www.pin.ed.gov 

The Financial Aid Officer uses the financial aid information to determine your eligibility and to help you in deciding what resources are best suited for you. All requirements by the US Department of Education must be met to qualify for Federal Student Aid. 

Financial Aid Eligibility Requirements

  • A citizen of the United States or an eligible permanent resident
  • Enrolled in an eligible program
  • A high school graduate or have obtained a GED or the equivalent
  • If male, registered with the U.S. Selective Service
  • Making satisfactory academic progress toward graduation
  • Not in default on a federal student loan nor has overpayment of financial aid grant received in another postsecondary institution

The Federal Pell Grant Program provides need-based grants to low-income students to promote access to postsecondary education. Unlike loans, grants do not have to be paid back. Grant amounts are dependent on: the student’s expected family contribution (EFC); the cost of attendance (as determined by the institution); the student’s enrollment status (full-time or part-time); and whether the student attends for a full academic year or less. 

Eligibility for the Federal PELL Grant Program is determined by a standard formula that is revised and approved every year by the federal government. 

The school originates the Direct Loan under the Federal Direct Loan (FDL) program. The loan is sent to the Department’s Common Origination and Disbursement Center (COD) and disbursed to the school electronically through the Grant Administration and Payment System (G5).

a. Subsidized Direct Loan
The Federal Subsidized loans are available to students with financial need. Students may borrow up to $3,500 for their first academic year and $4,500 for the second academic year. The interest for these loans is at 6.8% and established annually by the U.S. Department. The interest is paid by the federal government while students are in school and for six (6) months after students cease their enrollment. Regular payments begin six (6) months after students cease their enrollment. After July 1, 2013, there is a limit on the maximum period of time (measure in academic years) that a student can received Direct Subsidized Loans. In general, a student may not receive Direct Subsidized Loans for more than 150% of the published length of his/her program. This means that your maximum eligibility period can change if you change programs. The maximum eligibility period is based on the published length of your current program. Also, if you receive Direct Subsidized Loans for one program and then change to another program, the Direct Subsidized Loans the student receives for the earlier program will generally count against the new maximum eligibility period. After a student has received Direct Subsidized Loans for the maximum eligibility period, the student is no longer eligible to receive additional Direct Subsidized Loans however, he/she may continue to receive Direct Unsubsidized Loans. In addition, if a student continue to be enrolled in any undergraduate program after he/she has received Direct Subsidized Loans for the maximum eligibility period, the U.S. Dept of Education will no longer pay the interest that accrues on your Direct Subsidized Loans for periods. If the student becomes responsible for the interest that accrues on his/her Direct Subsidized Loans, any interest that the student did not pay will be capitalized (added to your loan principal balance)at the end of the grace, deferment, or other periods. Capitalized interest increases loan principal, increases monthly payment amount under most Direct Loan repayment plans, and causes the student to pay more interest over the life of the loan.

To regain eligibility for Direct Subsidized Loans, if student enrolls in a new program that is longer than your previous program.

 b. Unsubsidized Direct Loan 
The Federal Unsubsidized Direct Loans are available for students to borrow for education cost. Independent students can borrow up to $9500 for the first academic year and $10,500 for the second academic year. Before a student can avail the Unsubsidized Direct Loan, the student must meet all eligibility criteria of the Federal Subsidized Direct Loan. Interest payments begin immediately after the loan is fully disbursed or may be added to the principal balance. Regular payments begin six (6) months after students cease enrollment or fail to carry at least one-half the normal full-time school workload.

 c. Parent Plus Direct LoanThe Federal Parent PLUS Loans provide additional funds for credit-worthy parents to help pay for Dependent students’ educational expenses. The interest rate for these loans is 7.9% (established by the U.S. Department of Education) and repayment begins immediately after the loan is fully disbursed.

  • Dept of Veterans Affairs (VA) approved to train Veterans and dependent under the GI Bill and Dependent Education Assistance Programs (Vocational Nursing Program only)
  • Workforce Investment Board (WIB) approved to provide Classroom Training Individual Referral for the Regional Training Provider Directory (Nursing Assistant Program only)

REFUND POLICY

You have the right to cancel the Enrollment Agreement for a program of instruction until the midnight of the seventh business day after your first class attendance. Cancellation shall occur when you give written notice of cancellation at the address of the school shown on the top of the first page of the Enrollment Agreement. You can do this by mail or hand delivery. A written notice of cancellation sent by mail is only effective when deposited in the mail properly addressed and with the proper postage affixed. The school will provide you with two (2) Notice of Cancellation forms that will be attached to your Enrollment Agreement.

However, you do not necessarily have to use the written notice provided at the time of your enrollment and may use any written notice that has your signature, as long as it shows that you no longer wish to be bound by this agreement starting on the date of the notice. If the school has given you any books or other printed materials, you must return them in good condition to the school within ten (10) days following the date of your Notice of Cancellation. If you cancel this Agreement within five working days from the start date of your first class, the School will refund any money that you paid, less a $100 registration fee and any deduction for damaged books or other printed materials not timely returned in good condition, within thirty (30) days after your Notice of Cancellation is received.

The student has a full refund of all charges except the amount of the registration fee listed in the fee schedule in the catalog (amount retained may not exceed $100 for registration fee) if the student cancels this agreement prior or on the first day of instruction. Further, the student may withdraw from a course after instruction has started and receive a pro rata refund for the unused portion of the tuition and other refundable charges if the student has completed 60% or less of the instruction.

If the school cancels or discontinues a course or educational program, the school will refund all of the charges.

If you are entitled to a refund, the refund is to be made within 30 days of the date the school determines, or is notified, of your cancellation or withdrawal.

HYPOTHETICAL REFUND EXAMPLE

Assume that a student, upon enrollment as a Nursing Assistant in a 150 hour program, pays $1,700 for tuition, $100 non-refundable registration fee, $75 textbook charges, and $100 for materials as specified in the Enrollment Agreement and withdraws after completing 100 hours without returning the textbooks and materials he/she obtained. The refund to the student would be $7,858.00 based upon the calculations stated below. If the student returns the textbooks and materials in good condition within ten (10) days following his/her withdrawal, the School shall refund the amount the student paid for the textbooks and textbook and materials. The following calculation shown below is how a refund will be calculated:

 

$1,700 total paid In Full Minus

$275 registration fee/books/materials

(The amount the school may retain)

= $ 1,425
$1,425 Divided by

150 hours in the program

(Hourly charge for the program)

= $ 9.50
$9.50 Multiplied by

Multiplied by 100 hours of instruction attended

(Owed by the student for instruction received)

= $ 950
$ 1,425 Minus

$ 950

(Total refund amount due back to student)

= $ 475

If the student returns the equipment in good condition, allowing for reasonable wear and tear, the actual refund to the student would be $ 500 ($ 1,500 – $1,000).

For the purpose of determining the amount they owe for the time they attended, they shall be deemed to have withdrawn from the program when any of the following occurs:
• They notify the school of their withdrawal or the actual date of withdrawal.
• The school terminates their enrollment agreement.
• They fail to attend classes for a straight 14 calendar days. In this case, the date of withdrawal shall be deemed to be the last date of recorded attendance.

Vocational Nursing Program

For More information about our Vocational Nursing Program

Start building your future

12631 E. Imperial Highway,
Bldg D, Suite 108,
Santa Fe Springs, CA 90670